Quote:
Originally posted by Did you just call me Coltrane?
When I got out of law school with a little less debt than that, I just threatened MBNA that I transfer somewhere else. They dropped my rate immediately.
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Works for the guy working teh night shift at Ford too. What if they said no? Then you have to get someone to accept your balance transfer. It may surprise you to know that the CC cos. lining the halls of the student union in the Fall don't also set up shop outside the factories.
But I'm getting too far down the road of devil's advocate here. Yeah, freedom of contract, etc. But this bill isn't mainly about freedom of contract, it's about cutting off access to bankruptcy for people who may deserve it. The screening mechanism is simply too blunt.
